National Bank Limited Probationary Officer 2013

Read the following passage carefully and answer the question based on it.
From ‘apparel to aerospace’, ‘steel to software’, the pace of technological innovation is quickening. No longer can companies afford to miss generation of technology and expect to remain competitive. Adding to the pressure, innovations are increasingly crossing industry boundaries; a new fiber developed by the textile industry has potential for building materials and medical equipment. Some companies are adept at using a diversity of technologies to create new products that transform markets. But many other are floundering because they rely on a technology strategy that no longer works in such a fast changing environment. The difference between success and failure is not how much a company spends on research and development (R&D), but how it approaches it. There are two possible approaches. Either a company can invest in R&D that an older generation of technology the ‘break though’ approach-or its focus on combining existing technologies into hybrid technologies – the ‘technologies fusion’ approach. It blends incremental technical improvements from several previously separate field of technology to create products that revolutionise markets. In a world where the old maxim ‘one technology one industry’ no longer applies, a singular breakthrough strategy is inadequate; companies need to include both the breakthrough and fusion approaches in their technology strategy. Relying on breakthroughs alone fails because it focuses the R&D efforts to narrowly, ignoring the possibilities of combining technologies. Yet many western companies still rely almost exclusively – on the breakthrough approach. The reasons are complex: a distrust of outside innovations and not-invented here engineering and arrogance and aversion to sharing research results.

Total Question :	50
Total Hit :	0
Correct :	0
Wrong/Cheat :	0

Review National Bank Limited Probationary Officer 2013 Exam
	1. A person makes a profit of 10% on 25% of the quantity and a loss of 20% on the rest. What is the percentage gain or loss on the whole?
	10%
	-12.5%
	-12%
	25%
	None of these
	Ans.
	2. For which of the following values of n is $\frac{100 + n}{n}$ not an integer?
	1
	2
	3
	4
	5
	Ans.
	3. In a certain population, there are three times as many people aged 21 or under as there are people over 21. The ratio of those 21 or under to the total population is:
	1 to 2
	1 to 3
	1 to 4
	2 to 3
	3 to 4
	Ans.
	4. Which of the following, harmful rays comes out from colour TV?
	Gama ray
	Beta ray
	Cosmic ray
	Alpha ray
	X-ray
	Ans.
	5. One nautical mile = ?
	2.254 km
	1.852 km
	1.5 km
	1.472 km
	0.621 km
	Ans.
	6. Where do most of the Manipuri ethnic group people live Bangladesh?
	Mymensingh
	Sylhet
	Rangamati
	Rangpur
	Cox’s Bazar
	Ans.
	7. “Of 30 applicants for a job, 14 had at least 4 years’ experience, 18 had less than 4 years’ experience and did not have a degree. How many of the applicants had least 4 years’ experience and a degree.
	14
	13
	9
	7
	5
	Ans.
	8. Who said the words, ‘I disapprove of what you say, but I will defend to death your right to say it’?
	G. B. Shaw
	Vladmir Lenin
	Voltare
	Mahatma Gandhi
	Russo
	Ans.
	9. Morshed has d books, which is 3 times as many as Salina and $\frac{1}{2}$ as many as Roni. How many books do the three of them have together, in terms of d?
	$\frac{5}{6}$ d
	$\frac{7}{3}$ d
	$\frac{10}{3}$ d
	$\frac{7}{2}$ d
	$\frac{9}{2}$ d
	Ans.
	10. Which of the following country of the European Union has not adopted ‘Euro’ as yet -
	England
	Germany
	Italy
	France
	Netherland
	Ans.
	11. If the sum of three consecutive integers is odd, then the first and the last integers must be -
	odd, even
	odd, odd
	even, odd
	even, even
	None of these
	Ans.
	12. Who is the father of Geomety?
	Aristotle
	Newton
	Pythagoras
	Kepler
	Euclid
	Ans.
	13. Bank rate is the rate of interest
	at which public borrows money from commercial-bank
	at which government borrows money from public
	at which commercial Banks borrow money from the central bank
	at which commercial Banks borrow money from public
	None of these
	Ans.
	14. The book ‘Chander Amabashy’ is written by -
	Alauddin Al-Azad
	Abul Kalam Shamsuddin
	Rashid Karim
	Akhtaruzzaman Eliyas
	Syed Waliullah
	Ans.
	15. The poetry titled ‘September on Jessore Road’ was written based on liberation war by -
	Alien Ginsberg
	Clinton B. Seely
	A. C. Coxe
	R. T. Conrad
	J. Keble
	Ans.
	16. Mr. Nazim was planning on depositing a certain amount of money each month into a college fund for his children. He then decided not to make any contributions during June and July. To make the same annual contribution that he had originally planned, by what percent should he increase his monthly deposits?
	16%
	20%
	25%
	33.5%
	It cannot be determined from the information given
	Ans.
	17. The publisher of ‘Banglapedia’ is -
	Bangla academy
	Asiatic Society of Bangladesh
	Dhaka University
	University Press Limited
	UGC
	Ans.
	18. ……… does not belong to the World Bank Group.
	IFC
	WTO
	IBRD
	IDA
	ICSID
	Ans.
	19. Which of the gas is not known as green house gas?
	Methane
	Nitrous oxide
	Carbon dioxide
	Hydrogen
	Ozon
	Ans.
	20. Robihas 10 pairs of matched socks. If he loses 7 individual socks, what is the greatest number of pairs of matched socks he can have left?
	7
	6
	5
	4
	3
	Ans.
	21. Which of the following describes correctly the Group of Seven (G-7) countries?
	They are developing countries
	They are industrialized countries
	They are holding Atomic Bomb technology
	They are countries that can lunch their won satellites
	None of these
	Ans.
	22. A person invested $\frac{2}{3}$ rd of his capital at 3%, $\frac{1}{6}$ that 6% and the remainder at 12%. If his annual income is Tk. 25, then the capital is
	Tk. 490
	Tk. 510
	Tk. 500
	Tk. 150
	None of these
	Ans.
	23. If the ratio of a circle is increased by 6%, then the area of the circle is increased by-
	36%
	3.6%
	6%
	12.36%
	36%
	Ans.
	24. Which district was fast set free from enemy during the liberation war of Bangladesh?
	B. Baria
	Jessore
	Sylhet
	Dhaka
	None of these
	Ans.
	25. Which of the following is the value of $3\sqrt[]{0.000064}$
	0.004
	0.008
	0.02
	0.04
	0.2
	Ans.
	26. In the figure above, if PQRS is a parallelogram, then y – x = ?
	30
	35
	40
	70
	100
	Ans.
	Answer the questions on the basis of the given information.
	27. When demand for a factory’s products is high, more money is spent at the factory for safety precautions and machinery maintenance than when demand is low. Thus the average number of on-the-job accidents per employee each month should be lower during periods when demand is high than when demand is low and less money is available safety precautions and machinery maintenance. Which of the following, if true about a factory when demand for its products is high casts the most serious doubt on the conclusion drawn above?
	Its employees ask for higher wages than they do at other times.
	Its management hires new workers but lacks the time to train them properly?
	Its employees are less likely to lose their jobs than they are at other times.
	Its managements sponsors a monthly safety award for each division in-the factory.
	Its old machinery is replaced with modern automated models.
	Ans.
	28. Business are suffering because of lack of money available for development loans. To help businesses, the government plans to modify the income-tax structure in order to induce individual tax payers to put a larger portion of their income into retirement savings accounts, because as more money is deposited in such accounts, more money becomes available to borrowers. Which of the following, if true, raises the most serious doubt regarding the effectiveness of the government’s plan to increase the amount available for development loans for business
	When levels of personal retirement savings increase, consumer, borrowing always increases correspondingly.
	The increased tax revenue the government would receive as a result of expansion would not offset the loss in revenue from personal income taxes during the first year of the plan.
	Even with tax incentives, some people will choose’ not to increase their levels of retirement savings.
	Bankers generally will not continue to lend money to businesses whose prospective earnings are insufficient to meet their load repayment schedules
	The modified tax structure would give all taxpayers, regardless of their incomes, the same tax savings for a given increase in their retirement savings.
	Ans.
	Choose the most appropriate alternative (s) to complete/correct the following sentences.
	29. If she ____ her identity card, she ____ in trouble.
	lose, would be
	loses, will be
	will lose, would be
	loses, would be
	Ans.
	30. As I reached home, I saw my sister _____ for help.
	to shout
	shouting
	shouted
	shout
	Ans.
	31. She held the umbrella _____ her head.
	on
	above
	over
	at
	Ans.
	32. If the roof ____, we all ____ die.
	fell, would
	fall, would
	fallen, would
	falling, would
	Ans.
	Each of the following idioms is followed by some alternatives. Choose the one which best expresses its meaning.
	33. A green horn
	An envious lady
	A trainee
	An inexperienced man
	A soft-hearted man
	Ans.
	34. To blaze trail
	To set on fire
	To be annoyed
	To vehemently oppose
	To initiate work in a movement
	Ans.
	35. A snake in the grass
	Secret or hidden enemy
	Unforeseen happening
	Unrecognizable danger
	Unreliable person
	Ans.
	36. To blow hot and cold
	changing weather
	To be untrustworthy
	To be inconsistent
	To be rich and poor frequently
	Ans.
	Find out which underline pair (A, B C and D) of the following sentence has an error. If there is no error, mark E.
	37. $\frac{Drying}{a}$ food $\frac{by means}{b}$ of solar energy $\frac{is ancient}{c}$ process $\frac{applied}{d}$ wherever food and climatic conditions make it possible. $\frac{No Error}{e}$ .
	.
	.
	.
	.
	.
	Ans.
	38. $\frac{Transplanting}{a}$ organs $\frac{such}{b}$ hearts and kidneys has $\frac{proved}{c}$ easier than transplanting $\frac{muscles}{d}$ . $\frac{No Error}{e}$
	.
	.
	.
	.
	.
	Ans.
	39. $\frac{Bicyclists}{a}$ $\frac{joy}{b}$ riding across $\frac{country}{c}$ and though small $\frac{towns}{d}$ . $\frac{No Error}{e}$
	.
	.
	.
	.
	.
	Ans.
	40. $\frac{The}{a}$ cine camera $\frac{has}{b}$ become obsolete since $\frac{its}{c}$ invention of video recording $\frac{technology}{d}$ . $\frac{No Error}{e}$
	.
	.
	.
	.
	.
	Ans.
	41. Fiber $\frac{is an important}{a}$ element $\frac{in}{b}$ nutritrion, and aids in $\frac{protecting}{c}$ the digestive tract $\frac{as}{d}$ well. $\frac{No Error}{e}$ .
	.
	.
	.
	.
	.
	Ans.
	Read the following information and answer the questions given below it: * Seven students P, Q, R, S, T, U and V take a series of tests. * No two students get similar marks. * V always scores more than P. P always scores more than Q. * Each time either-R scores, the highest and T gets the least, or alternatively S score the highest and U or Q.
	42. If R gets most, V should be ranked not lower than -
	Second
	Third
	Fourth
	Fifth
	Sixth
	Ans.
	43. If S is ranked second, which of the following can be true?
	U gets more than V
	V gets more than S
	P gets more than R
	P gets more than V
	T gets more than Q
	Ans.
	44. If R is ranked second and Q is ranked fifth, which of the following must be true?
	S is ranked third
	T is ranked sixth
	P is ranked sixth
	V is ranked fourth
	U is ranked sixth
	Ans.
	45. If S is ranked sixth and Q is ranked fifth, which of the following can be true?
	V is ranked first or fourth
	R is ranked second or third
	P is ranked second or fifth
	U is ranked third or fourth
	T is ranked fourth or fifth
	Ans.
	Read the following passage carefully and answer the question based on it. From ‘apparel to aerospace’, ‘steel to software’, the pace of technological innovation is quickening. No longer can companies afford to miss generation of technology and expect to remain competitive. Adding to the pressure, innovations are increasingly crossing industry boundaries; a new fiber developed by the textile industry has potential for building materials and medical equipment. Some companies are adept at using a diversity of technologies to create new products that transform markets. But many other are floundering because they rely on a technology strategy that no longer works in such a fast changing environment. The difference between success and failure is not how much a company spends on research and development (R&D), but how it approaches it. There are two possible approaches. Either a company can invest in R&D that an older generation of technology the ‘break though’ approach-or its focus on combining existing technologies into hybrid technologies – the ‘technologies fusion’ approach. It blends incremental technical improvements from several previously separate field of technology to create products that revolutionise markets. In a world where the old maxim ‘one technology one industry’ no longer applies, a singular breakthrough strategy is inadequate; companies need to include both the breakthrough and fusion approaches in their technology strategy. Relying on breakthroughs alone fails because it focuses the R&D efforts to narrowly, ignoring the possibilities of combining technologies. Yet many western companies still rely almost exclusively – on the breakthrough approach. The reasons are complex: a distrust of outside innovations and not-invented here engineering and arrogance and aversion to sharing research results.
	46. What does the author want to highlight by using the example ‘apparel to aerospace’ and ‘steel to software
	Many industries are trying to improve technology
	His knowledge about the various industries
	The wide spread technological innovations
	The speed of the technological innovation
	None of these
	Ans.
	47. Which of the following features of technology has been highlighted most prominently by the author of the passage?
	Its improper utilization by some companies
	The speed at which innovation are happening
	The expensed involved in developing technology
	The two approaches to adopting technology
	None of these
	Ans.
	48. Which of the following has the same meaning as the word ‘generation’ as it has been used in-the passage?
	Family
	Class
	Offspring
	Phase
	Level
	Ans.
	49. Which of the following would correctly reflect the position regarding the two approaches to technology adoption?
	Both the approaches are to be used at the same time
	‘Breakthrough’ approach is only to be used
	‘Technology fusion’ approach is only to be used
	‘Breakthrough approach’ is preferable for many companies
	None of these
	Ans.
	50. Which of the following is false according to the passage?
	Technological innovation is taking place at a fast pace
	All technological innovation are applicable in other industries
	Companies failing to adopt new technology may fall
	Companies which adopt technologies of other industries have an advantage
	Technology becomes obsolete in a fast changing environment.
	Ans.

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