Dhaka Bank Limited Management Trainee Officer 2009

Read Dhaka Bank Limited Management Trainee Officer 2009 Exam

1. The rate at which commercial banks borrow money from the central bank is called -

(a) interest rate

(b) call money rate

(d) bank rate

(e) None of these

Ans. d

2. In 1995 a certain store had 1,800 tools in stock that had been purchased for Tk. 30 each. If 1,000 of these tools were sold in 1995 for Tk. 40 each and the remaining 800 were sold in 1996 for Tk. 50 each, how much greater was the gross profit on the tools sold in 1996 than that of 1995? (Ignore time value of money).

(a) Tk. 0

(b) Tk. 6,000

(d) Tk. 32,000

(e) None of these

Ans. b

3. If

\frac{3m}{3n}

= 81, then which of the following values of m and n is correct?

(a) m = 10, n =13

(b) m =123, n = 120

(d) m =3, n=3

(e) None of these

Ans. e

4. What is the maximum lending rate to be offered to industrial borrowers as was directed by the central bank of Bangladesh recently?

(a) 12%

(b) 13%

(d) 15%

(e) None of these

Ans. a

5. A police man spots a mugger from a distance of 200 meters. As the police man chasing the mugger, the mugger also starts running. Given that the speed of the mugger is 10 km/h and that of the police man is 12 km/h. how far would have the mugger run before he is caught?

(a) 3 km

(b) 4 km

(d) 1 km

(e) None of these

Ans. d

6. A book is originally priced at BDT 900, but marked down by 30 %.Again when the actual sales occurs a discount of 10% is offered on the marked price, what is the final sales price in BDT?

(a) 360

(b) 540

(d) 486

(e) None of these

Ans. e

7. Import quotas tend to be associated with -

(a) Expand domestic production and sales

(b) Increases import

(d) raise foreign consumer price

(e) None of these

Ans. a

8. The green light only ever goes on when tank A is full and tank C Isn’t empty The red light is a always on unless either tank A isn’t full or tank B is empty Given that the green light is on, we can conclude all of the following EXCEPT -

(a) Tank A cannot be empty

(b) The red light must be on

(d) We don’t have enough information to determine whether tank B is empty or not

(e) None of these

Ans. b

9. What is S. W. I. F. T?

(a) A global insurance System

(b) A security system for war time

(d) A professional banker’s school

(e) None of these

Ans. c

10. Advertisement : “Veran VE 90 Digital Photocopier. New digital technology marks this copier better than your average Laser-jet copier. It means you get laser quality printing for only Tk. 30,029.99 .” The main selling point of this advertisement would be nullified if:

(a) Laser-jet copies work on average more quickly then the VE90 copier.

(b) Laser-jet copies cost less than Tk. 30,029.99

(d) Laser-jet copies cost more than Tk. 30,029.99

(e) None of these

Ans. b

11. Dhaka Bank Ltd. Stared to provide Islamic Banking services in the year -

(a) 2006

(b) 2003

(d) 1999

(e) None of these

Ans. a

12. Starting from point A, Kashem walked 300 meters towards North to B and then walked another 400 meters towards East to C. What is the shortest distance between C and A?

(a) 700

(b) 100

(d) Cannot be calculated

(e) None of these

Ans. c

13. Devaluation of take in Bangladesh is likely to increase which of the following?

(a) Export

(b) Import

(d) Tax

(e) None of these

Ans. a

14. A mechanic repairs, 4 cars in

\frac{5}{3}

hours. How many cars can be repair in 50 minutes?

(a) 2

(b)

\frac{31}{3}

(c)

\frac{22}{3}

(d)

\frac{25}{6}

(e) None of these

Ans. a

15. The bus stop opposite to BIRDEM is visited by the ‘BRTC’ and “Magacity” buses. A BRTC bus stops there at exactly 4pm. What can we conclude about the people waiting at the stop at 4.01 pm the same afternoon?
I. They are probably not witting for a BRTC but we can’t be sure.
II. They are probably waiting for a megacity.
III. They are definitely not waiting for a BRTC.

(a) I only

(b) II only

(d) I and II

(e) None of these

Ans. d

16. Of the books standing in a now on a shelf, an atlas is the 30th book from the left and the 33rd book from the right. If 2 books to the left of the atlas and 4 books to the right of the atlas are removed from the shelf, how many books will be left on the shelf?

(a) 56

(b) 57

(d) 61

(e) None of these

Ans. a

17. ‘C’ is the midpoint of the line segment AE. Points B and D are on the line segment AE so that AB = BC and CD = DE, what percentage of AC is AD?

(a) 33

(b) 150

(d) 133

(e) None of these

Ans. b

18. Read the conversation between Mazhar and Shamim and answer the question that follows:
Mazhar : I reckon that Imran probably went to Sunday School.
Shamim : Oh he must have done. He’s an educated person!
The hidden assumption behind Shamim’s statement is that:

(a) Some people who attended Sunday School must be educated people.

(b) Most people who are educated went to Sunday School.

(d) All people who are educated attended Sunday School.

(e) None of these

Ans. d

19. Some zings are zangs. Some zings are zongs. Which of the following can we conclude for sure?

(a) Some zings are zongs

(b) No zongs are zings

(d) All zings are zongs

(e) None of these

Ans. c

20. Which of the following is true about Dhaka Bank Ltd?

(a) DBL shares are trended on NYSE

(b) DBL has 141 branches across the country

(d) All of these are true

(e) None of these

Ans.

21. A certain machine produces 1,000 units of product P per hour. Working continuously at this constant rate, this machine will produce how many units of product P in 7 days?

(a) 7,000

(b) 24,000

(d) 168, 000

(e) None of these

Ans. d

22. A certain company assigns employs to offices in such a way that some of the offices can be empty and more than one

(a) 5

(b) 6

(d) 8

(e) None of these

Ans. d

23. Today, Bangladesh Standard Time (BST) = GMT ____ hours.

(a) –6

(b) -5

(d) +6

(e) None of these

Ans. d

24. A certain company that sells only cars and trucks reported that revenues from car sales in 1997 were down 11 percent from 1996 and revenues from truck sales in 1997 were up 7 percent from 1996. If total revenues from car sales and truck sales in 1997 were up 1 percent from 1996, what is the ratio of revenue from car sales in 1996 to revenue from truck sales in 1996?

(a) 1:2

(b) 4:5

(d) 3:2

(e) None of these

Ans. a

25. In a race, Karim is first and Rahman is fifth while Manoj is between them. Joeseph is doing better then kamil; and Kamal is exactly behind Manoj. Who is in the second position?

(a) karim

(b) Rahman

(d) joseph

(e) None of these

Ans. d

26. What was the profit after tax for Dhaka Bank Ltd. In the year 2008?

(a) Tk. 956 million

(b) Tk. 383 million

(d) Tk. 839 million

(e) None of these

Ans.

27. Rehana is one inch taller than jamila, and two inches shorter than Faria. Aminas is one inch shorter than Jamila’s younger sister, and one inch taller than Jamila which of the girls is/are taller than the rest of the girls?

(a) Rehana

(b) Jamila’s younger sister

(d) Faria & jamila’s younger sister

(e) Cannot be determined

Ans. c

28. MOU stands for

(a) Mother of Universes

(b) Memorandum of Understanding

(d) Mohila Odhikar Unnayan

(e) None of these

Ans. b

29. If x - 3y = 3 and 2x + 9y =11, then what are the values of x and y ?

(a) 2, 3

(b)

\frac{1}{4}

\frac{1}{3}

\frac{1}{3}

(d)

\frac{1}{3}

, 3

(e) None of these

Ans. c

30. Homain bought equal number of 20 - paisa and 30 - paisa chocolates. If the total cost of the chocolates was Tk. 10, what was the total number of chocolates that Homaria bought?

(a) 25

(b) 34

(d) 46

(e) None of these

Ans. e

31. Your company has an advertisement budget of BDT 50 million per quarter Accounts show that during the first three quarters the company has spent BDT 10, 15 and 20 million respectively. How much should the company spend during the fourth quarter in order in maintain the average budget allocation?

(a) 10 million

(b) 5 million

(d) 155 million

(e) None of these

Ans. d

32. Which of the following account (s) can the customers open with Dhaka Bank,s Islamic Banking Branches?

(a) Mudaraba Term Deposit Account

(b) Mudaraba Special Notice Account

(d) All of these

(e) None of these

Ans. d

33. CAMEL rating is a system that -----

(a) Assigns a numerical rating to banks

(b) Ranks camels according to their quality

(d) Allows banks to operate in a development country

(e) None of these

Ans. a

34. If x > w, y > q, s > w, and w > y, which of the following must be true?
I. x > s II. S > q III. x > y

(a) I only

(b) II only

(d) II and III

(e) None of these

Ans. d

Use the following table to answer following 3 questions:

Distribution of Makes : English Test
Marks No. of Students

35-48 11

49-60 25

61-75 21

76-88 9

89-100 5

35. If make of 76 or higher represents an A grade, then to the nearest percent, what percent of students received an A?

(a) 20%

(b) 30%

(d) 33%

(e) None of these

Ans. a

36. If the individual marks of all the students are arranged in increasing order, which of the following is a possible mark for the 36th position in the list?

(a) 30

(b) 85

(d) 60

(e) None of these

Ans. d

37. If 10 students scored 61, how many students scored 62 or more marks?

(a) 34

(b) 25

(d) 33

(e) None of these

Ans. b

Answer following three questions based on the situation provided below:
Instruction: Five banks from different countries of the world are holding a conference in Dhaka. Each has different Language capabilities as noted below:
Mr. A speaks in Spanish and Italian
Mr. B speaks in Spanish and English
Mr. C speaks in English and Italian
Mr. D speaks in French and Spanish
Mr. E ( a native Italian ) can also speak in French.

38. Which pair (s) of bankers cannot speak without an interpreter?

(a) CD &BE

(b) AB & CD

(d) AE & BC

(e) None of these

Ans. a

39. Beside Mr. E, which of the banker (s) can speak to Mr. D without an interpreter?

(a) Only Mr. C

(b) Only Mr. E

(d) Mr. A only

(e) None of these

Ans. c

40. Which are the two least common language spoken by the participants of the conference?

(a) Spanish & Italian

(b) English and Italian

(d) English and French

(e) None of these

Ans. d

Appropriate English Usage
Instruction: For each of the questions below, choose the best answer from the given options.

41. Choose the correct statement.

(a) Many people have computer phobia that generates more unemployment.

(b) Many people have computer phobia, which generates more unemployment.

(d) Many people have computer phobia, and generates more unemployment.

(e) None of these

Ans. b

42. Choose the alternative in Which ‘while’ is being used to express a contrast.

(a) while the machines are working , let’s have some coffee.

(b) I usually take a shower while my mom is preparing breakfast.

(d) All of these

(e) None of these

Ans. c

43. In which of the statements does 'must' express necessity?

(a) There’s somebody in the other office. It must be my boss!

(b) You mustn’t gossip here!

(d) This is impossible ! You must be wrong!

(e) None of these

Ans. c

44. Which is the best sentence?

(a) I’ve drug addiction, but I don’t anymore.

(b) I used to take drugs, but not anymore.

(d) I take drugs, but I don’t anymore.

(e) None of these

Ans. b

45. In which of the sentence can ‘since’ be replaced by ‘because’?

(a) I had this dream since I was a child.

(b) I’ve been riding horse since 1988.

(d) it has been raining since morning.

(e) None of these.

Ans. c

Correct form of Expression
Instruction: Choose from the given options the correct form of expressions in English that we use in our everyday interaction.

46. Which phrase is used to make an invitation?

(a) I was wondering if you could do the job.

(b) Would you mind giving me a hand?

(d) You must attend the conference?

(e) None of these

Ans. c

47. Which phrase is correct?

(a) Would you like to leave a message?

(b) Would you like taking a massage?

(d) Leave a message, will you?

(e) None of these

Ans. a

48. Which phrase does not mean ‘I will give him the message?

(a) I’ll pass this on

(b) I’ll bring this up when I see him.

(d) I’ll look into this.

(e) None of these

Ans. d

Fill in the Gaps
Instruction: Select the pair of words/phrases, from the options provided that appropriately fill in the gaps in each sentence.

49. Countries, such as Bangladesh, with ____ borders requiring ____ must maintain a large army.

(a) mountainous, arms

(b) historic, rivers

(d) Vulnerable, defense

(e) None of these

Ans. d

50. Although the crime scene _____ thoroughly, nothing substantial _____

(a) is searching /will be found

(b) has been searched / has been finding

(d) had been searched /were found

(e) None of these

Ans. c

51. Although it ____ often busy, sell and operate subsidiaries outside of their home locations, it is important to try to understand how industries ____ particular localities.

(a) is also true that firms, function within

(b) is true that firms, function at

(d) is true that firms, function within

(e) None of these

Ans. d

52. The company _____ whether the scholarships _____ in time or not.

(a) debated/ were paying

(b) is debating /will be paid

(d) has been debating /was paid

(e) None of these

Ans. b

Sentence Correction
Instruction: The following sentence many contain problem in grammar, sentence construction, word and punctuation. Part or whole of each sentence is underlined. Select is lettered answer that constrains the best version of the underlined section. Answer (a) always repeats the underlined section exactly. If the sentence is correct as it stands, select (a).

53. A Majority of candidates want to have placement in Dhaka Bank.

(a) A majority of candidates want to have placement

(b) A majority of candidates want to have job

(d) A majority of candidates wants to placement

(e) None of these

Ans. c

54. There is, of course, many reasons to believe that the Cox’s Bazar will be the greatest natural wonder on earth.

(a) There is, of course, many reasons to believe that the Cox’s Bazar will be the

(b) There is, of course, many reasons to believe that Cox’s Bazer is the

(d) There are, of course, many reasons to believe that Cox’s Bazer is

(e) None of these

Ans. b

55. Many of the hundreds of students currently enrolled in the evening MBA Programs hope to exchange of their uninteresting jobs for new careers that are challenging.

(a) to exchanging of their uninteresting jobs for new careers that are challenging.

(b) to exchanges of their uninteresting jobs for new careers that are challenging.

(d) to exchange of their of their uninteresting jobs for new and challenging careers.

(e) None of these.

Ans. b

56. Michael Jackson, who died at the age of 50, was remembered as to be a great personality of all times.

(a) Who died at the age of 50, was remember as to be a great personality

(b) died at the age of 50, have been remembered as a great personality.

(d) died at the age of 50, will be remembered as a great personality

(e) None of these

Ans. d

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